Wentzville, St. Charles County Car Accident Attorneys

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A car accident in Wentzville, St. Charles County can have disastrous consequences. The cumulative toll of your injuries, financial losses, and emotional distress can alter your life for years to come. Money from a car accident claim can help your recovery, but recovering full compensation is challenging without help from an experienced attorney.

As a Missouri car accident lawyer with over 20 years of personal injury experience, Attorney Ryan R. Cox knows what you’re going through and can help you fight for fair compensation. Ryan R. Cox & Associates, LLC, focuses solely on Missouri personal injury claims, and we limit our caseload so we can provide the comprehensive, compassionate legal representation you need. Trust us to protect your rights and handle all the legal work in your case, giving you the time and space you need to rebuild your life. Call us today or complete our contact form for a free consultation.

Why You Need a Car Accident Lawyer

People injured in Wentzville car accidents often think they can handle their cases themselves. Unfortunately, not hiring a car accident attorney is a significant mistake and could cost you dearly.

One crucial reason you need a car accident lawyer is to properly assess your losses from the accident. It’s simple to add up your economic losses from a collision, such as your medical bills and lost income due to missing work. But what about noneconomic losses like your pain and suffering or diminished quality of life? Proving these losses and recovering compensation for them requires extensive legal resources and knowledge you likely don’t have. A lawyer can help you make sure any settlement offers you receive account for all the harm you’ve suffered from a crash.

Another vital reason to hire a car accident attorney is to protect yourself from potential mistakes that could doom your claim. For instance, saying the wrong thing to an insurance company might lead them to blame you for a collision, keeping you from recovering the money you need. A car accident lawyer can handle all communication with the insurance companies to help you avoid making these mistakes.

Finally, hiring a car accident lawyer means you have someone on your side who understands the complex rules and procedures in these cases. Your attorney can explain the process, gather evidence to support your claim, and file all the paperwork within the required deadlines to keep your case moving smoothly.

Common Causes of Car Accidents in Wentzville, St. Charles County

Some of the most common reasons why car accidents occur in Wentzville include:

  • Speeding – Drivers who speed have less time and space to react to hazards on the road that can cause a crash. Furthermore, cars hit harder the faster they’re moving when a crash happens, leading to more severe injuries.
  • Distracted driving – Drivers who are snacking, adjusting the music, using a GPS device, talking on the phone, texting, or engaging in any behavior other than driving may not notice nearby cars or hazards on the road. Their failure to pay attention makes a crash more likely.
  • Impaired driving – When drivers drink or use drugs behind the wheel, they have impaired judgment, delayed reaction times, and a greater chance of engaging in risky driving maneuvers. All these factors make a crash more likely.
  • Following too closely – Drivers who tailgate make crashes more likely because they don’t leave themselves enough room to stop safely when cars in front of them slow down.
  • Drivers not checking their blind spots – A driver who doesn’t check their blind spots before passing, merging, changing lanes, or turning may collide with a nearby car or oncoming traffic because they didn’t see a nearby vehicle or other hazard.
  • Bad weather – When drivers don’t slow down and adjust their behavior during poor weather (rain, snow, etc.), they may lose control of their car and cause a crash.
  • Drowsy driving – As more workers work unusual shifts or have gig jobs, driver fatigue has become a major safety concern in Missouri. Drowsy driving mimics many of the dangers of impaired driving, and fatigued drivers are much more likely to drift off and cause a collision.
  • Vehicle defects – The companies that make cars or specific parts have an obligation to make sure their products are safe. If an accident occurs because a car has defective tires, brakes, or other components, the company responsible for the defect may be liable for the crash.

What to Do After a Car Accident in Wentzville, St. Charles County

Once you’ve called 911 and sought medical attention, here’s what to do to protect your rights and health after a Wentzville or St. Charles County car accident:

  • Attend all your follow-up medical appointments
  • Save your medical records and any receipts related to the crash
  • Report the accident to your insurance, but stick to the basic facts of what happened and do not agree to give a recorded statement
  • Write down everything you can remember about the accident as soon as possible
  • Do not accept any insurance settlements without talking to a lawyer first
  • Do not discuss the accident publicly, especially on social media
  • Hire a car accident attorney

Potential Compensation in a Missouri Car Accident Claim

Your personal injury lawyer can’t give you a full assessment of your potential compensation until they complete their accident investigation. However, some losses you can seek compensation for in a car accident claim include:

  • Current and future medical expenses related to the accident
  • Lost income from missing work
  • Reduced future earnings due to a disability or injury
  • Diminished quality of life due to a disability or injury
  • Pain and suffering
  • Damaged personal property

 

Deadline to File a Missouri Car Accident Lawsuit

Missouri law generally allows five years from the date of a car accident to file a lawsuit against the at-fault party. However, we recommend you speak to an attorney about your case right away. Talking to a lawyer immediately after a collision means they can gather and preserve essential evidence before anything happens to it. Hiring an attorney right away can also help you recover the money you need more quickly.

Contact a Car Accident Lawyer Serving Wentzville, St. Charles County Now

You have no time to lose if you want the best chance of recovering fair compensation for your injuries in a Wentzville, St. Charles County car accident. Call Ryan R. Cox & Associates, LLC, now or reach out online for a free case review.